HOME INSURANCE
Custom Insurance Policies for Homeowners West of Boston
At Chisholm Insurance, we know the real value of a comprehensive home insurance policy, especially one that is personally tailored to meet your every need. Our knowledgeable team of insurance professionals are prepared to help you safeguard one of your biggest investments and ensure you, your family and your assets are properly protected.
Whether you need coverage for your four-bedroom colonial in Wayland, your beach-front home in Duxbury, or your two-family in Waltham, our friendly team will tailor an insurance policy that is as unique as your Eastern Massachusetts home. As one of the most experienced, independent insurance agencies west of Boston, not only will we find you a comprehensive policy that makes sense for you and your budget, we will also answer all of your questions, help you separate common insurance myth from fact, and provide you with best in class customer service.
HOME INSURANCE
Custom Insurance Policies for Homeowners West of Boston
At Chisolm Insurance, we know the real value of a comprehensive home insurance policy, especially one that is personally tailored to meet your every need. Our knowledgeable team of insurance professionals are prepared to help you safeguard one of your biggest investments and ensure you, your family and your assets are properly protected.
Whether you need coverage for your four-bedroom colonial in Wayland, your beach-front home in Duxbury, or your two-family in Waltham, our friendly team will tailor an insurance policy that is as unique as your Eastern Massachusetts home. As one of the most experienced, independent insurance agencies west of Boston, not only will we find you a comprehensive policy that makes sense for you and your budget, we will also answer all of your questions, help you separate common insurance myth from fact, and provide you with best in class customer service.
Our experts will help you find quality coverage for your distinctive residence and all the people and possessions
that reside inside your walls, including:
Flood Insurance
Guaranteed Dwelling Replacement Cost
High-Value Home
Home Systems Protection Coverage
Identity Fraud Expense Coverage
Investment Property Insurance
Marine Insurance
Ordinance or Law Coverage
Personal Injury Protection
Personal Property Replacement Cost
Personal Umbrella Insurance
Renters Insurance
Scheduled Jewelry and Fine Arts
Service Line Protection Coverage
Water and Sewer Backup
And More
Custom insurance at affordable prices – that’s our promise to you. Chisholm offers an array of
cost-saving discounts to all of our clients, including:
Bundle Auto & Home With The Same Insurance Carrier
Have A Good Credit Score
Install A Security System
Use Deadbolt Locks
Use Smoke Detectors
And More
Fact or Fiction? Homeowners insurance covers the market value of your home.
At first glance, this may appear true; however, standard home insurance was designed to cover the rebuilding costs of your home, also known as the replacement value, and not actual market value. If you are wondering what the difference is between these two terms, you’re not alone, as it is a question we hear quite a bit.
Replacement value is the dollar amount associated with replacing your lost home and everything inside in the event of a covered loss, such as a catastrophic fire. Whereas the actual market value is the depreciated value of your home at the time of a loss and does not include your personal belongings or any of your unique finishes.
Being able to decipher fact from fiction is critical to understanding your personalized home insurance coverages, which is why working with a local independent agent like Chisholm Insurance is a smart choice.
Our team of experienced insurance professionals will take the time to answer any questions you may have and carefully evaluate the replacement value of your home to ensure you and your investment are financially covered in the event of a devastating loss. It’s important to know that insurance is a collaborative process. Which is why it is vital that you discuss all the unique finishes and features in your home, like custom crown molding, stained glass windows, six-inch pine wood flooring, and new kitchen appliances, with your insurance agent to ensure that the replacement value associated with your homeowners policy is right for you.
To schedule a free home insurance policy review, or to learn more about Chisholm Insurance and our exclusive home insurance offerings call us today at 508-358-6111.